RBI Governor, Urjit Patel, NPCI adviser Nandan Nilekani and SBI chairman Rajnish Kumar on Thursday launched the upgraded version of Unified Payments Interface, UPI 2.0 developed by the National Payments Corporation of India (NPCI). The latest version of UPI, has undergone a major upgrade that will make payments for purchases easier and cheaper. Other than this, the UPI 2.0 has many credit card-like features that are expected to boost the adoption of the latest payments interface. The UPI 2.0 will allow you to link your overdraft accounts, which will enable you to use your bank's credit line to make payments. The older version of UPI allowed linking of savings bank account only. This feature of UPI 2.0 will enable its users to receive bills for their purchases, travel or movie tickets as well.