Food delivery platform Swiggy has launched its own payment instrument Swiggy Wallet in partnership with ICICI Bank. The wallet can be used for storing money, processing refunds and even making instant online payments while ordering food. Swiggy Money will ensure seamless and swift transactions on food orders by minimizing hassles including payment failures resulting in improved customer experience. Consumers can top up the wallet using any digital payments instrument. If the order value exceeds the wallet balance, users would be provided a ‘split-pay’ option, which will enable payment through a combination of money from their wallet and another payments instrument.