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Should you opt for bank locker insurance by IFFCO Tokio GIC?

IFFCO Tokio Bank Locker Protector Policy offers to cover loss of jewellery and other valuables, including documents, lying in a bank locker arising out of fire, earthquake, burglary, fraud committed by a bank staff or any act of terrorism. The insurance buyer has to fill the physical form and submit a self-declaration of contents lying in the bank locker. Valuation certificate is mandatory for individual item costing Rs 10 lakh or more and if the total sum assured is Rs 40 lakh or more. While settling the claim the insurer will only rely on the FIR filed by the bank. 

Read More at Moneycontrol News date : 9 Mar 2019, Saturday

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