To contain rising NPAs, RBI has started scrutiny of 200 large accounts to assess the level of stress and whether prudential norms have been followed by banks while provisioning for these stressed assets. It is also assessing classification, provisioning and debt recast in respect of those loans. This is part of the regular annual inspection of banks’ books by the RBI after the closure of the financial year. Some of the accounts include Videocon, Jindal Steel, and Power. Following the annual inspection of the last year, many lenders, including Axis Bank, Bank of India and Yes Bank, were caught for under-reporting of NPAs. This exercise comes at a time when gross NPAs in the banking system has risen to around Rs 10.3 lakh crore, or 11.2% of advances, compared to Rs 8 lakh crore, or 9.5% of the total loan, as on March 31, 2017.