Digital wallet application MobiKwik has rolled out Unified Payments Interface (UPI) on its platform through its own virtual payment handle @ikwik. The app will provide access to UPI payments to its existing merchant base of 3 million. It will also offer payments via BharatQR, UPI QR and intent functionality for merchants. The company is also offering its customers to create their Virtual Payment Address'(VPAs) through their mobile numbers and link multiple bank accounts through the VPA. The company expects reduction in the usage of debit cards and internet banking with the launch of UPI on the app. Utilising the UPI platform, the company is also planning to take transactions down the route of interoperability across wallets and virtual cards. It will even empower its consumers to push bank to bank direct fund transfers using UPI.