Shares of India's biggest lender by market-cap, HDFC Bank, fell as much as 2.3% to Rs 2,138.1, as Q4 profit missed estimates on higher provisioning. HDFC Bank had on Saturday reported an 18.2% increase in its net profit for the first quarter of the fiscal along with stable asset quality. Gross non-performing assets (GNPAs) stood at 1.33% of gross advances as on 30 June 2018, compared to 1.30% as on 31 March 2018 and 1.24% as on 30 June 2017. Net non-performing assets (NPAs) or bad loans were at 0.4% of net advances as on 30 June 2018, down from 0.44% a year ago. The lender's net profit increased to Rs 4,601.44 crore for the quarter ended June 30, 2018, against Rs 3,893.84 crore in the same period last fiscal.