Corona Kavach is an indemnity based standard health policy. Hospital expenses up to the sum insured will be reimbursed to the policyholder irrespective of the days of stay. The sum insured ranges between Rs 50,000- Rs 5 lakh. Corona Kavach is available both on an individual and Family Floater basis. Corona Rakshak is a fixed benefit plan offered on an individual basis only. Irrespective of the medical expenses incurred, the policyholder is reimbursed the entire sum insured upon hospitalization due to COVID-19 infection for a minimum stay of 72 hours. The sum insured ranges between Rs 50,000- Rs 2.5 lakh.